Get a better understanding of debt and credit in this section. Sometimes fighting debt is like fighting medusa. Learn how to stay on top of it!
If it is time for you to buy a new or used car then you will immediately already be concerned about the finances to do this, as this is not a cheap investment by any stretch. Perhaps you are upgrading to a bigger car, you might be in need of a second one or perhaps …
Obtaining the Finances for your New Car with a Secured Loan Read More »
When shopping around for a new car, there are many different financial factors to consider. The car’s base price and the added cost of any customised finishes will be the first thing to think about, but additional factors such as insurance, maintenance, depreciation, and fuel will need to be added to this for an accurate …
How to Find the Most Affordable Financing Option for a New Car Read More »
It is hard to go a day without being bombarded by offers from credit card companies. Mail offers are sent out with bolded statements such as “pre-approved,” “low-interest,” and other enticing phrases to lure customers in. Although credit cards definitely have their time and place, using credit cards unwisely can lead to the quick accrual …
We all worry about getting into debt occasionally, but often we can let this worry become bigger than it needs to be. There are actually some very manageable credit cards out there that can help you with your finances and ways to get out of debt that won’t cripple your cash flow. So let’s take …
When traveling these days most people want to make sure of two things. First, they do not want to carry a lot of cash making themselves vulnerable to theft and maybe even personal harm. Secondly, they want to know that the credit card they choose to carry reaps them the best rewards. Hotel Vs. Airline …
It’s natural for would-be borrowers to focus on interest rates when planning to apply for a home loan. They are, after all, the single biggest factor that distinguishes the overall cost of the loan. But they aren’t the only thing that matters. There are many things beyond the rate of interest that distinguish mortgages from …
Looking Beyond Interest Rates: The Other Factors in Securing the Best Home Loan Read More »
Conventional housing loans are offered for 15 and 30 years. These often have you spending a lot more because of interest. You could be paying hundreds of thousands more for a 30 year mortgage vs a 15 year mortgage. Your question now might be, how do I reduce the amount I pay in interest? If you …
Have you racked up too much debt? Unfortunately, many people have. While the media likes to portray those in debt as people who spent carelessly and foolishly, that isn’t always the case. Job loss, education, and medical bills can also land people deeply in debt. If you have more debt than you can comfortably handle, …
