Credit cards – there they stand, shining and gleaming. Most newbies to the world of personal finance get sucked into its allure. With a flick of your pen you can purchase just about anything you want, and you don’t even have to think about it! You can enjoy the fruits of your future-self’s labor. It’s… (0 comment)

We recently spoke about the best way to finance a budding startup. However, funding options are necessary at every stage of a business’ life cycle. For strong, established businesses with a track record of profitability this step is relatively straightforward. In fact, most banks would be clawing to give you a loan. You’re a low…

On this personal finance blog, we sometimes speak of increasing wealth through entrepreneurship. A side hustle such as selling your crafts or blogging can really help to line your pockets, but it certainly won’t make you a millionaire quickly. That’s why many people would still like to explore the path of the startup – a…

A small business is in no way a small venture. In fact, the very essence of getting a small business going is trying to stay afloat, while spending the least money possible. Getting financed to begin with, is perhaps the biggest issue, especially if you have bad credit – it can really hold your business…