It seems that almost all of us get into some sort of financial pinch at a some point in our lives, doesn’t it? Just when you’ve planned for your finances in the upcoming months, something unexpected comes by and completely messes with your finances. Sometimes, the most unexpected of events become the most cherished things…
I’m a 40 year old woman who has battled feelings of a midlife crisis periodically over the last few years. Today, I’m going to share how I got out of that rut. It all starts with a little story: On the day I turned 39, I cried. It was dusk. The ebbing sun left the…
There are many options out there when it comes to hiring financial consultant services for your business. It’s important to seek out a firm that will not only execute the work, but a team that is going to be proactive in finding solutions and making recommendations that will help your business succeed. DLC is an…
I was born in the Soviet Republic of Lithuania. My financial education was nonexistent for about two decades after my birth. Neither my mother, nor my grandmother ever talked to me about financial management. Money was not a taboo, it was just the way everyone was raised in our family: you lived from paycheck to…
One of my friends has three closets full of clothes and shoes (no, I am not talking about myself.) In fact, my friend is a very frugal person: she counts every penny, she evaluates every purchase, and she does her research before she decides to buy anything whether it is a car or a pair…
As we grow up, there’ll come a time when we ask ourselves: “am I spending too much on my friends? Is there a limit as to how much should go into a birthday gift?” Thankfully, famous Chinese businessman Li Ka Shing has a formula: Your Salary x 20% = How much you should spend on…
People often ask me how I came to the United States. Sometimes they give me an unpleasant smirk, wink at Beaker, my American husband, and say nothing but imply a lot. Sometimes they go as far as measure me up and down, and blatantly ask me if I was a mail-order bride. In response, I…
I’m a 40 year old woman who has battled feelings of a midlife crisis periodically over the last few years. In the last article, I shared how I overcame being depressed about turning 40. Today, I’ll share some goals you can have as a 40 year old to positively change your life. In the last…
