Get a better understanding of debt and credit in this section. Sometimes fighting debt is like fighting medusa. Learn how to stay on top of it!
If you’ve been following my blog, you’d be aware that a financial crisis can strike us at any time. An unexpected and unforeseen expense, (like a medical emergency or urgent car repairs) can make every day living all the more challenging. I usually advise that one of the first steps towards financial security is to …
I Have Bad Credit but Need a Loan – Is there any hope? Read More »
Even though the recession is long gone and unemployment has fallen below 5%, the findings of a recent survey by Bankrate.com conclude that there are still significant financial issues that many households are struggling to handle. Around 35% said that their biggest concern was meeting their bills, including reducing their old debts. A further 20% …
Debt and Paying Bills Are Americans’ Chief Concern Read More »
Your payment history is the largest component of your credit score. It basically looks at whether you’ve kept up to date with all your payments. It answers questions in your prospective lender’s mind like, can I trust this borrower to pay me on time, let alone pay me at all? Delayed payments appear in our credit reports and …
The Ultimate 4-Step Guide on Removing Late Payments from your Credit Report Read More »
Photo by CafeCredit under CC 2.0 Many of us don’t pay much attention to our credit score until it’s too late. Your credit score is determined by how well you borrow and pay back money and helps you to make big purchases, to take out loans and start up direct debits that could include anything …
It’s funny: some of the biggest goals in life revolve around being able to take out a loan. Whether you want a big sum of money to get married, buy a house or set up a business, loans matter. But actually getting a loan is a tricky business. Just do a Google search for help …
How Aspirational People Boost Their Chances of Getting a Loan Read More »
Being in debt is possibly the worst feeling in the world. There’s that constant worry about how you will cope and catch up with the amount you owe. Then there’s the fear of what will happen should you not be able to pay back what you owe quickly enough. There’s the temptation to bury your …
Do you need a business loan? If you do, then you have to stop what you’re doing and read this article. I’m going to provide you with some important things to consider when applying for a business loan: Interest Rates One of the biggest things to consider with any loan is interest rates. This is …
Must-Read Advice For Anyone That Wants A Business Loan! Read More »
Congratulations, you’ve bought a new car! Now the question is, what is the best way to pay for the loan you had to take out to get it? The answer to that question depends on your financial situation. However, the quicker you can pay off the loan, the better you will be. As long as …
