insurance

Key Person Life Insurance policy covers the life of the key person in a particular organization. Once that person passes away or becomes disabled, the insurance agency will pay the premium to the beneficiary company so it can survive the transition and conduct business as usual.  This kind of insurance is necessary, especially for small-scale …

5 Things to Check Before Taking Out a Key Person Term Life Insurance Policy Read More »

In as much as people try to avoid the topic, death is unavoidable. Everyone knows it will come for them yet not everyone prepares for it. It is absolutely important as a breadwinner of a household to make sure that your family is being taken care of in case of any sudden deaths, whether naturally, …

The Benefits of Comparing Life Insurance Policies Read More »

Pundits have said it many times – buying a home is the biggest purchase you’ll make in your life. Depending on valuation, you’ll put up tens of thousands of dollars as a down payment. Over the life of a mortgage, you’ll shell out hundreds of thousands of dollars. But that’s not the end of it. …

All types of home insurances – are they worth it? Read More »

If you grew up in the United States and had a job where you paid taxes, chances are you noticed something called a Medicare tax. This is a federally required tax that is automatically deducted by your employer, by law, but it benefits you because when you are eligible for Medicare, you are automatically qualified …

What is Medicare and How Can It Benefit You? Read More »

You can never be certain when your health might take a turn for the worse unexpectedly and if you then need expensive remedial and ongoing treatment it can be worry about how you are going to pay for all your medical expenses. Private health insurance is designed to try and provide for your medical needs …

Healthcare Matters: All The Benefits You Need to Know About Private Health Insurance Read More »

Purchasing insurance is important when you’re a contractor. It is essential to protect your rights and make sure you have your finances cover if any accidents come up. Like with any business, as a contractor, you’re entitled to benefits and liabilities. Your insurance is a safety net. Here are 5 types of insurance that you …

Better Safe Than Sorry: 5 Types of Insurance You Need as a Contractor Read More »

Like life insurance policies, life settlements also come in different forms. While many people know what a life settlement is, not many known that there are different types of life settlement options. While we talk about types of life settlements, it is possible that some of these are not applicable for your state. Some states …

Types of Life Settlements You Must Know about Read More »

Insurance is, by definition, the act of covering a person or piece of property against loss or harm, with terms leading to a payout if either of those do occur. That means you should be getting paid by the insurance if anything goes wrong. Of course, there are a few terms to fulfill, and we’re …

3 Things You Can Do If Your Insurance Company Doesn’t Want to Help You After Your Property Gets Damaged Read More »