Budget with Excellence - My Broken Coin

Do You Have an Emergency Plan? Knowing What to do When an Emergency Hits is Important

Having a sound and solid financial emergency plan can very well be the difference between saving the day when the misfortune hits you or diving nose-deep into the financial catastrophe. To avoid the latter from ever becoming a reality, we’re going to share a couple of tips on how to prepare for the unknown disaster …

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Paycheck to Paycheck: How your habits are holding you back.

Budget with Excellence / By Aidan

The burden of debt and the demands of surviving in today’s world can be completely overwhelming. Are you sick of waking up with a dark feeling in the pit of your stomach? Are you tired of having to back out of plans because you don’t have the cash to cover anything aside from the basics? …

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Top Building Materials that Give You the Lux Look for Less

Who doesn’t want to get a designer home without spending an exorbitant amount of money? Truth is, all homeowners are on the lookout for new building materials and creative ideas to achieve a completed, splurged look for less. Good thing, modern technology produced affordable dupes of the expensive stuff you use at home. Here’s how …

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Protecting Yourself from Debit Card Overdrafts

Budget with Excellence / By Aidan

Overdrafts are a common result of individuals who are either unorganized or simply too busy to keep track of their debit card use and other debits from their checking accounts. When this happens, too many debits are presented to a bank account which lacks sufficient funds to cover all transactions. Here we look at ways …

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text saying finances in your twenties with a young man facing the horizon

What I Wish I Knew About Life and Finances In My 20s

17 Comments / Budget with Excellence / By Aloysa

I was born in the Soviet Republic of Lithuania. My financial education was nonexistent for about two decades after my birth. Neither my mother, nor my grandmother ever talked to me about financial management. Money was not a taboo, it was just the way everyone was raised in our family: you lived from paycheck to …

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Plan your Finances and Review them Regularly

Budget with Excellence / By Aloysa

Every New Year brings a level of optimism but sometimes it dissipates fairly quickly. When it comes to financial planning there is never a bad time to sit down and check whether your affairs are in good order. There are many different reports of debt which is seemingly unmanageable. With the recession gone and growth, …

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Top 3 Simple Money Saving Tips for Parents

11 Comments / Budget with Excellence / By Aloysa

It’s no secret that living costs are going up and to make ends meet, we’re all looking for ways to save money. Families across the country are looking for money saving tips and here at Pounds to Pocket we’ve put together our top 3 tips for parents to help you keep control of your finances: …

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5 Ways to Gain Control of Your Household Budget

2 Comments / Budget with Excellence / By Aloysa

Spending money is a leisurely activity. How do you make money faster than you spend it? The simple answer is a budget to solve your financial problems. First, you need to know what a budget is and is not. A budget is not a restriction on your lifestyle. A budget is a way of maintaining …

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