We are right in the middle of an uncomfortable controversy over wiretapping, phone record snooping, and email eavesdropping by law enforcement and/or military agencies – most notably the National Security Administration. Americans are seeking to find the right balance in regard to preserving constitutional freedoms while giving the government the tools it needs to ensure…

People are still reeling from the massive credit card data breach that afflicted Target and other retailers across North America.  While much of the cyber attack was directed towards point of sale terminals in US retail stores, the data breach has also compromised Canadian credit card accounts. Target Canada is responding very strongly to the…

Pawnbrokers will lend money quickly without credit checks, but they will usually charge higher rates of interest. If you’ve decided to raise a little extra cash through a pawnbroker, then you need to consider your options carefully. Take a look at our guide to borrowing money through a pawnbroker. What are Pawnbrokers? Pawnbrokers are lenders… (1 comment)

Most of the time college students will need to complete an economics class before they finish their degree.  For some individuals they dread the thought of having to take this type of class.  They wonder why the class is important to their education.  Economics provides insight into the world at large and financial matters as…

As with any highly skilled job, learned knowledge and practical applications represent two entirely different aspects of experience. This is particularly relevant for bank lenders, as much of their talent will be derived from real-world experience as opposed to financial theory and lending criteria. However, one of the most pronounced problems is the simple fact…

Have you recently been denied a loan, insurance coverage, or even a cell phone contract? If the answer is yes, then your credit score may need a little CPR. Maintaining a healthy credit score is important for more reasons than you might think. You know, of course, that lenders use your credit score to approve… (3 comments)

When you consider the world of investment, it is easy to perceive an environment driven by greed, selfishness and isolation. After all, the reason why traders invest in the financial markets is to make a profit, and earn enough income to either support or supplement their lifestyle. The notion that traders would collaborate and share…