5 Critical Home Refinancing Pros and Cons
If you have a mortgage on your house, then presumably that is one of the most significant bills you pay each month. It’s like paying rent when you live in an apartment, but with one vital difference. The difference is that you’re gradually building equity, with the idea being that someday, you will own your… (0 comment)

Personal Loans or Credit Cards: Which One to Choose
If you’re comparing the pros and cons of personal loans and credit cards to help you make a decision, it’s probably safe to assume that you’ll be making a big financial commitment in the near future. A decision like that usually comes with a few headaches, but fortunately, choosing how to finance this decision doesn’t…

Filing Bankruptcy In NJ Without A Lawyer
Yes, it is possible to successfully file a Chapter 7 bankruptcy case in New Jersey without a lawyer and get your unsecured debt discharged. This article is a step-by-step guide to filing a New Jersey Chapter 7 bankruptcy case and representing yourself, from the office of a busy bankruptcy attorney in Woodbury, NJ. Step 1:…

A Guide on How Inheritance Works
Many complexities come with inheritance. These challenges range from filing inheritance tax to discrepancies during the distribution of property. There might be problems whenever one of the beneficiaries feels they are not receiving a fair share of the inheritance money or property. In other cases, some people don’t know how to claim the inheritance money,…

Top 5 Questions To Ask Yourself Before Making A Financial Plan
Are you dreaming of enjoying your retirement in style? Well, you need to have enough money to do everything you want during your senior years. It can be a difficult task, especially if you’re still in the planning stage. You can consult a financial consultant on how to get started if you’re unsure. Many Americans…

What Counts As a Business Expense if You Are Self-Employed?
Being self-employed is certainly an excellent way to earn a living, but it comes at the cost of needing to cover many expenses by yourself.  Not only will you need to pay for any office space, transportation, and supplies related to your business, but you’ll also pay more in year-end taxes. This can come as…

3 Essential Tips to Avoid Ever Filing Bankruptcy
I work with Philadelphia Bankruptcy attorney David M. Offen, Esq. and he shared three techniques that help people – even shopaholics! –  remain financially solvent.  1. Use Credit Wisely It is essential in today’s society, and in today’s market, to achieve and maintain a reasonably good credit score. Why? Because those of us with the…