Paying down Loans

Repaying your loans on time is essential if you don’t want a hairy mess that is almost impossible to get out of in the future.

Debt and Stress: 5 Signs That You Need to Seek Credit Counseling

The Great Recession is officially well behind us. But, millions remain paralyzed by the debt that followed. CBS News reported, “The mounting pressure to pay bills is leading to an increase in debt-prompted, stress-related illness, experts and surveys say.” Debt is producing PTSD-like effects. It raises the heart rate and blood pressure. It increases risk …

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Are you at the end of your financial rope? Use this checklist to find out.

Is your bank account looking empty? Are your bills piling up on the kitchen table? Your first thought might be that you’re at the end of your financial rope. For many who find themselves with their back against the wall, their immediate reaction is to seek out a loan from a lending agency. But beware! …

Are you at the end of your financial rope? Use this checklist to find out. Read More »

What are the benefits of dealing with credit card consolidation carefully?

Warning: applying for a credit card is one of the world’s easiest things to do. Just fill out a couple of forms and the bank/lending company will do the rest. Simple enough. But behind the simple process is something a lot more sinister. Credit card companies want to make it easy for you to sign up. …

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