Repaying your loans on time is essential if you don’t want a hairy mess that is almost impossible to get out of in the future.
We have a negative collective image of what it is like to be sued by a credit card company. Too many people live in fear of what is a standard legal procedure, although it’s tough dealing with collectors making inflated claims or issuing illegal threats in their effort to collect. Here are a few tips …
What to Do if You’re Getting Sued by a Credit Card Company Read More »
Today, borrowing money has become a part of everyday life and most people that you speak to will have some sort of credit, whether it be a credit card, a car on finance, a personal loan, or even a smartphone contract. However, paying off several debts, along with making sure that you have enough money …
The Great Recession is officially well behind us. But, millions remain paralyzed by the debt that followed. CBS News reported, “The mounting pressure to pay bills is leading to an increase in debt-prompted, stress-related illness, experts and surveys say.” Debt is producing PTSD-like effects. It raises the heart rate and blood pressure. It increases risk …
Debt and Stress: 5 Signs That You Need to Seek Credit Counseling Read More »
There is no more exciting time in your life than graduating from college and going out on your own. I remember when I first stepped out into the world, feeling like I was now truly able to take charge of my life. You are finally completely independent, and you can start to make decisions for …
Is your bank account looking empty? Are your bills piling up on the kitchen table? Your first thought might be that you’re at the end of your financial rope. For many who find themselves with their back against the wall, their immediate reaction is to seek out a loan from a lending agency. But beware! …
Are you at the end of your financial rope? Use this checklist to find out. Read More »
Getting out of debt isn’t easy. Sure, there’s the pain of having to tighten your belt and save enough to escape the “debt trap”. But there are also ‘right’ moves you can take to make your savings and efforts that much more effective. One of the smartest moves you can make when it comes to …
Credit cards – there they stand, shining and gleaming. Most newbies to the world of personal finance get sucked into its allure. With a flick of your pen you can purchase just about anything you want, and you don’t even have to think about it! You can enjoy the fruits of your future-self’s labor. It’s …
Warning: applying for a credit card is one of the world’s easiest things to do. Just fill out a couple of forms and the bank/lending company will do the rest. Simple enough. But behind the simple process is something a lot more sinister. Credit card companies want to make it easy for you to sign up. …
What are the benefits of dealing with credit card consolidation carefully? Read More »
