It is hard to go a day without being bombarded by offers from credit card companies. Mail offers are sent out with bolded statements such as “pre-approved,” “low-interest,” and other enticing phrases to lure customers in. Although credit cards definitely have their time and place, using credit cards unwisely can lead to the quick accrual… (8 comments)

We all worry about getting into debt occasionally, but often we can let this worry become bigger than it needs to be. There are actually some very manageable credit cards out there that can help you with your finances and ways to get out of debt that won’t cripple your cash flow. So let’s take… (4 comments)

When traveling these days most people want to make sure of two things. First, they do not want to carry a lot of cash making themselves vulnerable to theft and maybe even personal harm. Secondly, they want to know that the credit card they choose to carry reaps them the best rewards. Hotel Vs. Airline… (3 comments)

It’s natural for would-be borrowers to focus on interest rates when planning to apply for a home loan.  They are, after all, the single biggest factor that distinguishes the overall cost of the loan.  But they aren’t the only thing that matters.  There are many things beyond the rate of interest that distinguish mortgages from… (2 comments)

Have you racked up too much debt? Unfortunately, many people have. While the media likes to portray those in debt as people who spent carelessly and foolishly, that isn’t always the case. Job loss, education, and medical bills can also land people deeply in debt. If you have more debt than you can comfortably handle,…

This is a guest post.  Losing weight, sure it is easy. I will eat less, exercise more, avoid cakes, and….lose weight. Most of us go through the cycle of making resolutions, keeping them, breaking them, and making them again. Shedding debt is similar to shedding weight. It takes perseverance, determination, and lots of hard work.… (5 comments)