Loans are extremely useful in managing your cash flow. However, it may not always be easy to get one. We guide you through the steps here.
If it is time for you to buy a new or used car then you will immediately already be concerned about the finances to do this, as this is not a cheap investment by any stretch. Perhaps you are upgrading to a bigger car, you might be in need of a second one or perhaps …
Obtaining the Finances for your New Car with a Secured Loan Read More »
When shopping around for a new car, there are many different financial factors to consider. The car’s base price and the added cost of any customised finishes will be the first thing to think about, but additional factors such as insurance, maintenance, depreciation, and fuel will need to be added to this for an accurate …
How to Find the Most Affordable Financing Option for a New Car Read More »
It’s natural for would-be borrowers to focus on interest rates when planning to apply for a home loan. They are, after all, the single biggest factor that distinguishes the overall cost of the loan. But they aren’t the only thing that matters. There are many things beyond the rate of interest that distinguish mortgages from …
Looking Beyond Interest Rates: The Other Factors in Securing the Best Home Loan Read More »
Conventional housing loans are offered for 15 and 30 years. These often have you spending a lot more because of interest. You could be paying hundreds of thousands more for a 30 year mortgage vs a 15 year mortgage. Your question now might be, how do I reduce the amount I pay in interest? If you …
If you need money, there are a lot of ways to go about getting it. However, most people just default to a bank (or like me – 401K loan,) because they are used to standard bank lending products like car loans and mortgages. However, there are loans for just about every type of situation, and it …
The Difference Between Payday Loans and Bank Loans Read More »
As more consumers look for ways to do their part for the environment, interest is growing in “green” or Energy Efficient Mortgages (EEM). Green mortgages are part of a plan designed by government and private lenders to improve the energy efficiency of homes. They can be utilized for building new homes from the ground up, …
