It’s natural for would-be borrowers to focus on interest rates when planning to apply for a home loan.  They are, after all, the single biggest factor that distinguishes the overall cost of the loan.  But they aren’t the only thing that matters.  There are many things beyond the rate of interest that distinguish mortgages from… (2 comments)

As more consumers look for ways to do their part for the environment, interest is growing in “green” or Energy Efficient Mortgages (EEM). Green mortgages are part of a plan designed by government and private lenders to improve the energy efficiency of homes. They can be utilized for building new homes from the ground up,…