Tag Archives: financial planning

My Cheap Broke-Ass Wedding

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I never wanted to spend much money on my wedding. Of course, I wanted it to be nice, and not a drive-through style wedding in a Las Vegas chapel. However, I never wanted to spend thousands and thousands of dollars. For a few simple reasons. The first reason was obvious. I always believed that in order for your future married… Read more »

What I Wish I Knew About Life and Finances In My 20s

I was born in the Soviet Republic of Lithuania. My financial education was nonexistent for about two decades after my birth. Neither my mother, nor my grandmother ever talked to me about financial management. Money was not a taboo, it was just the way everyone was raised in our family: you lived from paycheck to paycheck, sometimes asking for advance,… Read more »

Life Insurance: Products, Needs, and Basic Understanding

How much financial planning do you do? My financial planning goes as far as making sure all the bills are paid, 401K deduction set in place, budget followed (to a certain extend), our savings stays untouched at least for a little while. Unexpectedly, a new dimension was added to my financial planning routine. The other day one of my coworkers… Read more »

In Defense of Gold Diggers

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Illusion of Choice Call me naive. Call me foolish. I think that marriage should be based on love, respect and understanding. I believe in love, romance, and I want to believe that the life, we end up living, is the result of the choices we make. One of my friends once told me that some women maintain an illusion of… Read more »

Would You Pay More For a House With a View?

I always wanted a house in a good location. Location, and never a view, was the top priority to me. I was spoiled from the day I was born in regards to location. Our small two room apartment in Lithuania was in the middle of the capital, close to public transportation, and walking distance to all major points in the… Read more »

Why I Took Out a 401K Loan

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Two years ago I took out a 401K loan to pay off my personal loan. Don’t gasp. Don’t shake your head. Don’t judge, or be judged, remember? Most financial bloggers recommend to never borrow from your 401K. They are right: the risks of taking out a 401K loan outweigh the benefits by far. However, I believe that there is no… Read more »

Herman Cain’s Peculiar 999 Plan

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This post was featured as one of the Editor’s Picks in Carnival of Personal Finance #335: Get A Prenup Edition. While some bloggers are engrossed with the Occupy Wall Street movement, I got pre-occupied with the former Godfather Pizza CEO Herman Cain. My curiosity is not based  on Cain’s sexual harassment trouble, even though I think that this particular predicament… Read more »

Financial Lessons I Refused To Learn

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“Tough times never last, but tough people do.” Robert H. Schuller My grandmother was born in 1925 in the Soviet Union, a very young country, created just two years before my grandmother was born. My grandmother lived through Stalin’s regime, World War II, the Cold War, perestroika, and, finally, the collapse of the Soviet Union in 1991. The effects of… Read more »