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January was not an easy month.
I felt unhinged. I felt content. I was a bitch. I was a good friend. I was rude. I was sweet. I expected a lot. I expected very little. I was happy. I was blue. I was sick. I was all over the place.
All shopping bills are paid off
I can breathe freely and pause to compare credit card deals while contemplating if I need to consolidate my shopping bills. Most importantly I can start saving. If you are in my boat and have department store’s credit cards that you want to consolidate, make sure that you are consolidating to a card with a much lower interest rate. Or better yet! Pay those cards off, cut them up and stop wasting your money on stuff you don’t need.
I have to admit that shopping in December was fun. It was therapeutic. It was festive. It was self-fulfilling. But I am glad it is over and the bills are paid off.
No-buy Challenge Update
In early January I set a brutal and painful goal for myself to not shop for anything that is not consumable. Battling my spending habit is a constant war, filled with pressures, temptations and promises both imagined and real.
You are probably wondering how I did in January. I did pretty well.
I avoided the malls like a plague, a place of destruction and, still a place of a great allure and seduction.
I avoided the cosmetics aisles in grocery stores in fear that I will grab a bottle of a nail polish that I don’t need.
I avoided tried to avoid glossy fashion magazines. I broke down once and got myself the Elle February issue.
I avoided talking about shopping so that I didn’t feel compelled to hit the stores.
Did I feel tempted? Of course I did!
Very vivid images of what I could be shopping for ran through my mind at least couple times a week.
At least once a week I felt increasingly tempted to drive after work to my favorite mall with the false pretence of picking up some take-out from there.
A few times I even reached for my cell to dial Beaker’s number and ask him if he wants his favorite club sandwich. I am not trying to stroke my ego when I say that every time I pulled my cell phone out, I thought INSANITY, and I never did go to the mall. Or my favorite local boutique. Or even the grocery cosmetics isle. I am just trying to say that I resisted.
However, all these tiny and inconsequential attempts were building up in me, and the next thing you know I bought an Elle magazine, my shopping substitute.
Things I spent money on in January
FINCON12 – I really don’t need to explain this, do I?
A sushi dinner and a few drinks with my good friend. It felt good. It felt right. It was a lot of talking, and laughing, and just being silly.
A few workdays lunches with my friends. We talked, we gossiped, we bitched, we laughed and, once we almost cried. Priceless.
It is quite easy to summarize my January spending.
I spent on EXPERIENCE and MEMORIES. I think it is the most satisfying spending experience I can afford now.