Should you hire a mortgage broker? Pros vs Cons
In the wake of the 2008 subprime crisis, a spotlight was shone upon the practices of the entire mortgage industry. No one was spared the intense scrutiny – not even the people who brokered the mortgages. Now almost a decade later, is your apprehension about hiring a mortgage broker still justified? If you’re in the…

How to tell if a tax relief company is legit (Checklist)
If you’ve gone through my site, you’ll know that I provide solid advice on how to eliminate your tax debt. Time and again though, I emphasize that some problems are too complex for you to handle alone. Yes, you can apply for an installment agreement or offer in compromise by yourself. But, how successful you’ll…

Splurging: How To Stop Before You Drop
We all love to shop. In fact, it’s encouraged in our consumerist society. It only makes sense that we go out and spend whenever we have spare money, as we’re constantly told that we should be. Even if it’s too much hassle to walk down the high street anymore, the internet has made it easier…

Let’s Talk About Money Stress
Finding yourself staring down the slippery slope of financial trouble is about more than money. It’s about the mind. Stress is a very real factor in dealing with debt and a lack of improvement in your finances. It’s a factor that doesn’t only make the situation feel worse. It also stops us from thinking clearly…

6 Must-Follow Rules For Shopping Online
Online shopping has experienced a significant rise in popularity, especially in recent years. I often see it as a convenient way to order what you need without leaving the comfort of your home, especially around the holidays when the stores are crowded with aggressive throngs of shoppers. Problems with Online Shopping However, security issues exist when you type…

How to File Taxes if You Divorced During the Year
Divorces are a hassle. We can all agree on that. The process is long and tedious, the stress is sky-high, and there are numerous financial implications that both parties have to consider when the divorce is done. One of these is the taxes after divorce. “How do I file taxes after divorce?” is one of…

Should I Hire an EA or a CPA?
Sometimes, it can extremely hard to keep track of taxes and everything that is related to them without omitting something vital and getting penalties from the IRS as a consequence. When time is short, and work is hard, you can hire tax professionals to take care of your taxes for you. Each of them comes…