As the saying goes, when it comes to money, there are friends, family and fools. That said, it’s important to understand that borrowing money is serious whether you are asking a friend for a favor or if you are going to the bank to get a loan. US consumer debt is hovering around over $11 trillion per…

I know, I know: the Holidays are over; it is time to move on. My Christmas was gloomy and snowy. I did not get to see Le Miserables because it was all sold out. I did not know that people like to go to movies on Christmas. We did not go cross-country skiing because it… (19 comments)