Save vs Splurge: When should you spend on Christmas decorations?
Christmas is almost at the door! We all love that wonderful time of the year that brings with it that childhood nostalgia of Christmas: presents, fairy lights, kisses under the mistletoe, eggnog and ‘Santa’. As a grown up however, that eagerness for Christmas can quickly be replaced by stress: money spent on Christmas gifts, a…

Do you have a personal mission statement? How about a financial mission statement? I have neither of these. I do know, somewhat vaguely, what my life’s journey is supposedly all about. But my financial destination is not clearly defined. Theoretically my life is a journey to my debt free future, hopefully comfortable and financially secure… (30 comments)