Insurance is important for protecting your assets both during your life and after death. But what are the most important types of insurance you should have? This guide is going to introduce you to the insurance you need the most to keep you and your family safe from financial ruin. It will discuss everything from…

Lately many homeowners across the USA have received notices from their insurance companies that include a document called a Consent to Rate form. The letter explains that due to the higher cost of insurance coverage, the insurer has experienced a rise in claims. By the time you get that far in the notification letter you… (1 comment)

A good home insurance policy is fundamental for peace of mind. The policy will cover your house and your belongings from damage and theft. Homeowners are shielded from personal liability should someone be injured while on the property. Insurance policies don’t cover everything however, and it is important that homeowner’s are aware of the following… (3 comments)

Insurance companies have developed their business insurance policy with small businesses in mind to ensure that they can help everyone from small businesses, to sole traders, and even self employed people. They offer a flexible and reliable service so that when you take out the business insurance policy, it is made clear exactly what you… (7 comments)

If you’re getting ready to purchase a new car, congratulations! Enjoy that new car smell and the excitement that comes with driving it off the lot. But before you sign on the dotted line and drive off on that epic trip into the sunset, you’ll need to take care of one more vital consideration: Car… (3 comments)

If you’re over the age of 50, life insurance is definitely something you should consider if you haven’t done so already. Rather than protection for yourself, a life insurance policy is protection for your loved ones that you leave behind after your death. Considering options for life insurance over 50 involves some degree of planning… (2 comments)

Accidents happen. Whether it’s slipping on the ice on a cold winter morning or being injured during a fender bender, you never know when an accident might affect your ability to work, exercise or even enjoy life as you normally would. But what if the accident takes place at work? What if you’re injured on…

Private mortgage insurance is an insurance product that is designed to protect lenders against loss should a borrower default on their mortgage.  Many lenders require private mortgage insurance when the loan-to-value ratio isn’t high enough.  Here is what you need to know about private mortgage insurance, especially if your lender has told you you need…