Why Business Owners Must be Careful With Their Money
As an SME owner, it’s vital that you keep a tight control over your business’s finances. Many SMEs fail because they’ve failed to accurately control their cashflow, and it’s easy to see why. After all, with so many expenses and expenditures, it can be difficult to see whether you’re coming or going, sometimes. The trick…

Freelance Financials: What Do You Need To Be Doing? 
​(Image Source) As a freelancer, in most places, you’re required to declare your own taxes. This means that you have to do some work throughout the year, to make sure that your taxes are completed successfully. To help you out, this post will go through the steps that should be taken to ensure that tax…

Is It Time You Started A Financial Diet?
Photo from Pexels When it comes to our finances, we can get a little sensitive. Either we’re doing well and don’t want to seem smug, or we’re struggling a little and would rather nobody know about it. We never really seem to be in the middle, it tends to tip either way. But just because…

High Rollers: The Difference Between Gambling and Stock Trading
Investing into the stock market can be a daunting task. It’s the ultimate job that everyone aspires to be good at; you use large sums of money to make larger sums of money. A good stock trader can make a potentially infinite amount of income, but that’s only after a lot of failures and trials.…

The Aspiring Accountant’s Journey From Lackey To Guru
There are a lot of career opportunities for someone who knows to manage the books. Accounting is a skill that every business has a need of. Yet, there are plenty of business owners who don’t have the patience, the attention to detail or the analytical skill for it. Which means there’s plenty of market for…

6 Ways To Improve Your Credit Score
Photo by CafeCredit under CC 2.0 Let’s be clear from the beginning: trying to improve your credit score is not easy. This is because we are talking about changing the score on records that date back many years. Fortunately, it’s not impossible. It’s difficult, yes; but it’s not impossible. And it will take time, patience, and…

Three Tips for Managing Your Personal Budget
Budgeting is a skill that can be tricky to master. If it were easy, everybody would do, but studies have shown that the vast majority of people don’t. Indeed, many people live paycheck-to-paycheck with little thought given to their financial future. If you would like to get a jumpstart on savings or plan for a…

Finances and Planning for the Future
Nobody know what will happen in the future. The world could end tomorrow, you might have a heart attack next week – anything can happen. The future can be brought on by ourselves or by reasons totally out of our control…even the financial future. We should never be of the mind that we will never…