As more consumers look for ways to do their part for the environment, interest is growing in “green” or Energy Efficient Mortgages (EEM). Green mortgages are part of a plan designed by government and private lenders to improve the energy efficiency of homes. They can be utilized for building new homes from the ground up,…

This guest post is written by Alex Leigh. Here’s a question I hear time and time again; Most people are of the understanding that if your credit history starts to go astray and you start missing payments then after a while you’ll end up on a Blacklist. Once you’re on this blacklist people imagine that it’s…