Financial mistakes can prove costly and the debt burden hard to bear, but there are ways to draw a line, sort things out and start over with a better financial plan. Here’s a rundown on the typical financial mistakes people make and some ideas on how to put things right.   Common Financial Mistakes Your…

I Have Bad Credit but Need a Loan – Is there any hope?
If you’ve been following my blog, you’d be aware that a financial crisis can strike us at any time. An unexpected and unforeseen expense, (like a medical emergency or urgent car repairs) can make every day living all the more challenging. I usually advise that one of the first steps towards financial security is to…

Even though the recession is long gone and unemployment has fallen below 5%, the findings of a recent survey by Bankrate.com conclude that there are still significant financial issues that many households are struggling to handle. Around 35% said that their biggest concern was meeting their bills, including reducing their old debts.  A further 20%…

Settle The Score: 7 Ways To Beat Bad Credit
Photo by CafeCredit under CC 2.0 Many of us don’t pay much attention to our credit score until it’s too late. Your credit score is determined by how well you borrow and pay back money and helps you to make big purchases, to take out loans and start up direct debits that could include anything…

Get Out of Debt in 4 Easy Steps
Being in debt is possibly the worst feeling in the world. There’s that constant worry about how you will cope and catch up with the amount you owe. Then there’s the fear of what will happen should you not be able to pay back what you owe quickly enough. There’s the temptation to bury your…