There is a lot of information available on the Internet about the different ways you can improve your bad credit: pay your bills on time, only use your credit cards for emergencies, etc. But there are other, less common and perhaps less known ways, to improve your credit score—and that’s by using seasoned tradelines. However,…

Financial mistakes can prove costly and the debt burden hard to bear, but there are ways to draw a line, sort things out and start over with a better financial plan. Here’s a rundown on the typical financial mistakes people make and some ideas on how to put things right.   Common Financial Mistakes Your…

I Have Bad Credit but Need a Loan – Is there any hope?
If you’ve been following my blog, you’d be aware that a financial crisis can strike us at any time. An unexpected and unforeseen expense, (like a medical emergency or urgent car repairs) can make every day living all the more challenging. I usually advise that one of the first steps towards financial security is to…

Even though the recession is long gone and unemployment has fallen below 5%, the findings of a recent survey by Bankrate.com conclude that there are still significant financial issues that many households are struggling to handle. Around 35% said that their biggest concern was meeting their bills, including reducing their old debts.  A further 20%…