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When traveling these days most people want to make sure of two things. First, they do not want to carry a lot of cash making themselves vulnerable to theft and maybe even personal harm. Secondly, they want to know that the credit card they choose to carry reaps them the best rewards.
Hotel Vs. Airline Rewards, That’s The Question!
Capital One Venture Rewards
The Capital One Venture Rewards Card most frequently appears as a top choice among travelers. For each one hundred dollars spent, the customer earns two dollars to be recovered in future flight or hotel bookings. Card users are given two points for each dollar spent on any purchase. To use the points they have earned, they can book their travel anywhere and in any way they choose. They are free to use any airline and any travel agency, or they can redeem their points for cash, merchandise, gift cards, or other options. The Capital One Venture Rewards Card couples flexibility and top value to gain its place at or near the top of the list for the best travel credit cards.
Chase Sapphire Preferred
Another travel rewards card that is quite widely used is the Chase Sapphire Preferred Card. For travelers who spend three thousand dollars on the card within the first three months, there is a reward of forty thousand bonus points as well as two points for each dollar spent. Cardholders will also reap a 7% yearly dividend on new points earned including those that have already been redeemed. These points can be switched to any airline so the cardholder has a choice of which airline to fly. There is a $95 annual fee charged for this card, but it is waived for the first year.
American Express Starwood
The American Express Starwood Preferred Guest Card provides five Starpoints per dollar spent at Starwood Hotels for Gold or Platinum members. If not a Gold or Platinum member, each dollar spent is rewarded with four Starpoints. These Starpoints can be transferred to many different hotel or airline programs. Cardholders are also eligible for a twenty five percent bonus of five thousand points for every twenty thousand they transfer when they spend thirty thousand dollars in a calendar year. So, for frequent users, this card can provide a real savings.
These are only a few of the many excellent travel credit cards available. Others worthy of consideration include United Mileage Plus Explorer Card, Southwest Airlines Rapid Rewards Premier Card from Chase, Blue Sky from American Express, Citi Hilton HHonors Visa Signature Card, and many others. Of course, things like the amount of traveling one does, how much money one spends while traveling, and loyalty to different airlines or hotel chains can make a difference as to which of these cards will provide the best benefits for any given customer. May they choose wisely and enjoy!